UDAAP in a High-Risk World
Course Description
As fraud, crypto, and AI reshape financial services, the risk of UDAAP violations continues to grow. New tools and technologies can improve efficiency—but if misused, they may result in harm to consumers or cross regulatory lines. This session explores the evolving UDAAP landscape in high-risk areas, recent enforcement trends, and how to stay compliant without stifling innovation.
Agenda
Understanding UDAAP today – A refresher on unfair, deceptive, and abusive acts and how expectations have shifted.
How AI can create unintended harm – Explore use cases where automation and algorithms may lead to bias or mislead consumers.
UDAAP pitfalls in crypto offerings – Look at where digital assets and marketing practices can become deceptive or abusive.
When fraud response becomes a risk – Learn how certain fraud tactics (like aggressive recovery or freezing access) can violate UDAAP.
Regulatory focus areas for 2025 – Review recent enforcement actions and what they signal about shifting priorities.
Building guardrails into high-risk programs – Practical ways to stay compliant while working in fast-moving, high-risk environments.
"The troublesome extra 'A' - How UDAP evolved into UDAAP along with the challenges"
Instructor: Branan Cooper
Course Description
As fraud, crypto, and AI reshape financial services, the risk of UDAAP violations continues to grow. New tools and technologies can improve efficiency—but if misused, they may result in harm to consumers or cross regulatory lines. This session explores the evolving UDAAP landscape in high-risk areas, recent enforcement trends, and how to stay compliant without stifling innovation.
Agenda
Understanding UDAAP today – A refresher on unfair, deceptive, and abusive acts and how expectations have shifted.
How AI can create unintended harm – Explore use cases where automation and algorithms may lead to bias or mislead consumers.
UDAAP pitfalls in crypto offerings – Look at where digital assets and marketing practices can become deceptive or abusive.
When fraud response becomes a risk – Learn how certain fraud tactics (like aggressive recovery or freezing access) can violate UDAAP.
Regulatory focus areas for 2025 – Review recent enforcement actions and what they signal about shifting priorities.
Building guardrails into high-risk programs – Practical ways to stay compliant while working in fast-moving, high-risk environments.
"The troublesome extra 'A' - How UDAP evolved into UDAAP along with the challenges"
Instructor: Branan Cooper
Course Description
As fraud, crypto, and AI reshape financial services, the risk of UDAAP violations continues to grow. New tools and technologies can improve efficiency—but if misused, they may result in harm to consumers or cross regulatory lines. This session explores the evolving UDAAP landscape in high-risk areas, recent enforcement trends, and how to stay compliant without stifling innovation.
Agenda
Understanding UDAAP today – A refresher on unfair, deceptive, and abusive acts and how expectations have shifted.
How AI can create unintended harm – Explore use cases where automation and algorithms may lead to bias or mislead consumers.
UDAAP pitfalls in crypto offerings – Look at where digital assets and marketing practices can become deceptive or abusive.
When fraud response becomes a risk – Learn how certain fraud tactics (like aggressive recovery or freezing access) can violate UDAAP.
Regulatory focus areas for 2025 – Review recent enforcement actions and what they signal about shifting priorities.
Building guardrails into high-risk programs – Practical ways to stay compliant while working in fast-moving, high-risk environments.
"The troublesome extra 'A' - How UDAP evolved into UDAAP along with the challenges"
Instructor: Branan Cooper