Course Description
ECOA has strict timelines—and mistakes here are one of the most common exam findings. This session takes a closer look at timing rules, including the proper use of the Notice of Incompleteness (NOI), how to stop the clock, and how to document timelines for withdrawn, incomplete, and denied applications. We’ll also walk through recent examiner trends and how to prepare for them.
Who is this Designed for: Best for lending, compliance, and operations professionals navigating ECOA notice and timing requirements.
Agenda
Overview of ECOA timelines: what’s required, and what examiners expect
When and how to issue a valid Notice of Incompleteness
Understanding application date definitions and their impact on timing
How to document and explain timing decisions for complex files
Common examiner findings related to ECOA timelines and how to avoid them
ECOA timelines and HMDA alignment: avoiding mismatches
By the end of this webinar, you will know how to:
Understand ECOA timing rules and avoid common exam findings
Properly issue a Notice of Incompleteness (NOI) and “stop the clock” correctly
Document timelines for withdrawn, incomplete, and denied applications
Align ECOA timing requirements with HMDA and other regulatory expectations
Course Description
ECOA has strict timelines—and mistakes here are one of the most common exam findings. This session takes a closer look at timing rules, including the proper use of the Notice of Incompleteness (NOI), how to stop the clock, and how to document timelines for withdrawn, incomplete, and denied applications. We’ll also walk through recent examiner trends and how to prepare for them.
Who is this Designed for: Best for lending, compliance, and operations professionals navigating ECOA notice and timing requirements.
Agenda
Overview of ECOA timelines: what’s required, and what examiners expect
When and how to issue a valid Notice of Incompleteness
Understanding application date definitions and their impact on timing
How to document and explain timing decisions for complex files
Common examiner findings related to ECOA timelines and how to avoid them
ECOA timelines and HMDA alignment: avoiding mismatches
By the end of this webinar, you will know how to:
Understand ECOA timing rules and avoid common exam findings
Properly issue a Notice of Incompleteness (NOI) and “stop the clock” correctly
Document timelines for withdrawn, incomplete, and denied applications
Align ECOA timing requirements with HMDA and other regulatory expectations
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