Course Description

Digital payments are reshaping the way money moves—and bringing new challenges for compliance teams. This session focuses on how fintechs, MSBs, and community banks are adapting to the rise of digital wallets, real-time payments, and nontraditional payment systems. We’ll explore how these trends may affect global transaction flows, especially with the increasing interest in alternatives to the U.S. dollar. The session also looks at the potential impact of the proposed Capital One–Discover merger and what it could mean for competition and access in the payments space. Attendees will gain a clearer view of where payment systems are headed and what risks they need to manage.

Agenda

• Identify how digital wallets, P2P apps, and real-time payments are changing the payments landscape.

• Explore compliance risks related to faster payments, including fraud and transaction monitoring gaps.

• Discuss trends in cross-border transactions and alternatives to dollar-based settlement systems.

• Assess the impact of the proposed Capital One–Discover merger on market dynamics and access.

• Understand the role of payment infrastructure in supporting financial inclusion and innovation.

• Highlight how fintechs, MSBs, and banks can prepare for future regulatory changes in payments.

Instructor: Timothy Dunfey